Purchase Your Home
Home Buyer Services
- Counsel with you to determine your particular real estate needs.
- How to purchase a home with minimum down payment.
- Provide information concerning various financing methods available.
- Familiarize you with the community,neighborhoods, schools etc.
- Show you the best buys and opportunities available.
- Provide information on present market values and past appreciation.
- Explain the purchase agreement in detail before approval.
- Negotiate to assure you receive the best purchase price and terms.
- Promptly present all others to sellers or their designated representative.
- Help arrange and attend inspections, walk through, etc.
- Keep you informed throughout the entire process.
- Attend settlement/escrow signing
- Assist you with arrangements for relocation services if the situation warrants.
Home Buying Process
- Start Mortgage Pre-Approval Process
- Select A Realtor
- Consultation with Realtor to analyze your housing needs.
- With your Realtor select homes for viewing.
- View homes that meet your criteria
- You have found your perfect home.
- Realtor will write offer to purchase property, including any contingencies you may require, for your approval and signatures.
- Realtor will present offer to listing agent and seller (if possible)
- Negotiate best terms and conditions for your approval.
- Acceptance of offer
- Signed contract delivered to all parties.
- Realtor will open escrow with escrow officer per contract
- Order inspections per time limit stated in contract.
- Notify your lender purchase agreement has been accepted.
- Leder and buyer start the loan process.
- Notify your insurance agent you have purchased a home.
- Remove contingencies per timeline stated in contract.
- When all terms and conditions have been met per contract escrow officer notify all parties to the contract escrow instructions and loan documents are ready for your review and signatures.
- Signed loan documents are sent back to the lender for lender review and escrow officer requests lender to fund the loan.
- Lender transfers funds to escrow.
- Title is transfered from sellers to buyers and recorded at the county recorders office.
- Escrow closes, keys delivered to you.
I will keep you informed as to the progress of your escrow. I will be present at all inspections and meet with you and the escrow officer at the time of signing escrow instructions and loan documents.
If you would like a personal consultation or would like detailed information please contact me at:
Office. (530) 224-6782
Cell: (530) 945-4404
e-mail: hall@shasta.com